Frankly, it's not as easy as i thought, too much considerations and restriction due to the financial capabilities that we have. I remembered that I was just started working, with the salary less than 2k. We've finally found an ideal apartment at Bukit Prima Pelangi (Between Segambut Dalam and Mont Kiara). The apartment's value falls within our capabilities (less than 200k), with condominium's facilities (swimming pool, gym room, mini cafe, convenient shop, laundry), and it's situated up on a hill and it's so near to Mont Kiara, Hartamas, TTDI, KL, PJ, Kepong. What else could I ask for such a price (the only con is: majority of the tenants are migrants). Some people might not feeling secured living with them, i felt intimidated too but now I already got used to it.
Initially, I had a lot of arguments with my sister (mostly regarding to money). For me, it's important to spend wisely for the furnitures/electrical appliances as I didn't have much saving by that time. Luckily with the help from my dad, eldest sis and my uncle, we're managed to get thru' the financial difficulties. My sis paid most of sums for furniture/kitchen cabinet/paints/electrical appliances/services. It's not feeling great owing my sis money, sometimes I could feel that she thought I wasn't gonna pay her the money. By owing money, I need to listen her more, become indecisive and submissive (it's not great for an ego people like me), however I respected her as we live under the same roof.
To a poor people like me, i've got no choice but tried to save up the money from workmanship. My sis and I painted the house (and thanks to her friends who helped), I installed most of the furniture (tv bench, dining table/chairs, huge 200cm height shelve, mini shelves, shoe rack, rocking chair, wardrobe...). So, don't be surprised that I have leaned arms though i'm fat! hahahaha. My uncle whom is a civil engineer did helped us to drill the wall and install the ceiling rail, curtain rails and mirrors (he's a pro! well i guess that's part of his profession). I designed most of the space, arrangement, we've got no money renovation and i even fell a couple of times from the ladder, sigh... tough!
Therefore, every month, I spent almost half of my income to pay the house loan installment. I've no great life like other freshies or first jobber had, they could spend money for the latest gadgets, clothes, travels and etc. I paid full installment until I clear all the money that I owed my sis, which took me 13 months. Now I'm off from the debt and I can finally pampering myself buying things that I wanted for so long. However it doesn't mean that I'm no longer paying anything, I still need to pay the portion of sum that I should pay every month.
I don't whine for not having such great life previously, but I accomplished a mission that I own my first property at the age of 24 with such pathetic income. Friends envied me but they didn't know how much i've suffered. I felt relief after paying the last sum of money which is 1k plus... ahh... finally~
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